Flexible Ways to Pay for Your Education
Eligible students may be able to use Klarna or Afterpay to spread certain payments over time. Choose the option that works best for your budget and follow the provider’s approval process.
Make Your Education More Manageable
Instead of paying an eligible purchase all at once, buy-now-pay-later providers may allow you to divide the cost into scheduled payments. Availability, payment amounts, eligibility and terms are determined by the payment provider.
Pay with Klarna
Klarna offers several payment options in the U.S., including Pay in 4 and other options that may be presented at checkout depending on eligibility and the purchase.
- 1Select Klarna when it is offered at checkout.
- 2Review the payment option and schedule Klarna presents to you.
- 3Complete Klarna’s approval process and make payments directly to Klarna.
- 4Manage your payment schedule through Klarna.
Klarna options, eligibility and terms can vary by customer and transaction. Review the terms shown by Klarna before accepting a payment plan.
Pay with Afterpay
Afterpay’s Pay in 4 option generally divides an eligible purchase into four payments over about six weeks, with the first payment made at purchase.
- 1Select Afterpay when it is offered at checkout.
- 2Review your payment schedule and complete Afterpay’s approval process.
- 3Make the scheduled payments directly to Afterpay.
- 4Track upcoming payments through the Afterpay app or account.
Afterpay eligibility and terms apply. Late fees or finance fees may apply to certain transactions. Review the terms shown by Afterpay before accepting a payment plan.
Which option is right for you?
| Feature | Klarna | Afterpay |
|---|---|---|
| Flexible payment options | Yes — options presented by Klarna may include Pay in 4, Pay in 30 and Pay over time. | Yes — Pay in 4 is available at participating merchants; other options may be available to eligible customers. |
| How payments are handled | Payments are made to Klarna according to the plan you accept. | Payments are made to Afterpay according to the plan you accept. |
| Approval | Subject to Klarna’s eligibility requirements. | Subject to Afterpay’s eligibility requirements. |
| Important | Terms, fees, interest and availability depend on the option and your eligibility. | Pay in 4 is generally interest-free when paid as agreed, but late fees may apply; some transactions may have a finance fee. |
Ready to Explore Your Payment Options?
Start with your course or program enrollment process. If a payment-provider option is available for your transaction, you will see the applicable option and terms at checkout.
